m23

Beware of market-beating bragger

Warren Buffet outperforms the market averages. There aren’t a lot of people like him. If you have an initial meeting with an adviser and you hear predictions of market-beating performance, get up and walk away. No one can safely make such guarantees, and anyone who’s trying may be taking risks that you don’t want to [...]


jwk3

Distracted driving now No. 1 cause of fatalities on Ontario roads Distracted driving fatalities in Ontario surpassed both impaired driving-related and speed-related fatalities last year, the Ontario Provincial Police said Monday. A total of 78 people died in distracted driving-related collisions last year, above the 57 impaired driving deaths and 44 speed-related deaths, the OPP [...]


DMC3

Ensuring that you keep on top of your finances and tax obligations is one of those much hated, but absolutely necessary tasks for which it is essential to have a system in place, even if you do have an accountant. 1-2 of 12 Record Keeping and Organization Ensuring that you maintain all your documents in [...]


DMC3

Certified Financial Planner – CFP

Financial planners advise clients on how best to save, invest, and grow their money. They can help you tackle a specific financial goal—such as readying yourself to buy a house—or give you a macro view of your money and the interplay of your various assets. Some specialize in retirement or estate planning, while some others [...]


jwk3

Peace of mind during the holidays

Whether leaving the Canadian winter to spend the holidays under the sun or simply driving a few hours to get together with family, these simple measures can help your customers keep their homes safe while they are away: Friends or trusted neighbours should check on your home - An occasional car in the driveway and a mailbox [...]


m23

Certified Financial Planner – CFP

Financial planners advise clients on how best to save, invest, and grow their money. They can help you tackle a specific financial goal—such as readying yourself to buy a house—or give you a macro view of your money and the interplay of your various assets. Some specialize in retirement or estate planning, while some others [...]


jwk3

Involved in an Accident?

Here’s what to do next. Posted by MIS Blog (September 19, 2013) – Courtesy of IBAO Accidents happen and vehicle collisions, whether large or small, can be very stressful and overwhelming. The first thing to do if you are involved in any sort of accident is to remain calm. Call 911 immediately if someone is [...]


DMC3

Long term mortgage rate reduction possible

Bank of Canada signalled Wednesday it won’t be raising rates — its neutral stance could even mean  lower rates. The possibility of long-term rate reductions has people worried the market may be recovering too fast for the taste of Ottawa, leaving Finance Minister Jim Flaherty with no choice but to tighten lending rules again. Experts [...]


jwk3

Renting a Car?

Renting a car? Buying the over-the-counter insurance that rental car companies sell could be the dumbest move you’ve made all day. That is, unless it’s the smartest. The question is, are you covered? Too many travelers have no idea, and it’s in that cone of uncertainty that the rental car companies are able to pounce [...]


m23

Five key risks to retirement income planning

LONGEVITY Canadians are leading longer and healthier lives, which means they need to plan for a retirement lasting 20 or 30 years or even longer. INFLATION Retirees need investment portfolios capable of keeping up with inflation.  The fiscal and monetary stimulus used to fight the recession has provoked concerns about higher inflation.  Even if the [...]